They want us to imagine our retirement. They want us to imagine the freedom. They want to help us plan our future. They have experts planning for us. They have expert advice. They want us to ensure our financial freedom. They want us to follow our own rules. They do not want us playing by anyone else’ s rules when we are retired.

Who? The Investment Advisors.

But can we write our own rules? No! Why not? Because we are dependent beings.