“HARD WORK MAKES DREAMS COME TRUE- THAT’S THE CODE I STICK TO.” – Elijah Taylor

In the NEW ZEALAND BAPTIST, (magazine) October 2010 you find an article called:  “Crush credit card bills.” The author gives 16 ways how to do that. This is one of them: “Don’t be seduced by reward points prorammes and Fly Buys. They usually only account for 1% to 2% of the value of purchases and are largely a marketing ploy to make you spend more.”

Read Romans 13:8

“LET NO DEBT REMAIN OUTSTANDING,…..”