“Over a recent Christmas, New Zealanders bought goods and services worth over $20 billion on their credit cards and paid a mind – boggling $540 million of interest at an average interest rate of around 18%.” – NZ Baptist, October 2010 (magazine)

The Bible says:

“LET NO DEBT REMAIN OUTSTANDING, EXCEPT THE CONTINUING DEBT TO LOVE ONE ANOTHER…..” – Romans 13:8