NZ BAPTIST is the magazine of the baptist churches of  New Zealand. And who would not be interested in the article “Crush credit card bills” on page 5 (October 2010) where it says, “Over a recent Christmas, New Zealanders bought goods and services worth over $20 billion on their credit cards and paid a mind- boggling $540 million of interest  at an average interest at 18%.”

In the article the question is asked, “So how can you reduce (and ideally eliminate) your credit card bill?”

Twelve ways are mentioned!

I am missing one way.

The Bible, the Word of the Living God, says in Romans 13:8:

“LET NO DEBT REMAIN OUTSTANDING, EXCEPT THE CONTINUING DEBT TO LOVE ONE ANOTHER,……”